:root {
    --primary: #0066FF;
    --secondary: #00C853;
    --dark: #1A1A2E;
    --light: #F8F9FA;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Poppins', sans-serif;
    color: var(--dark);
}

.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    background: rgba(26, 26, 46, 0.95);
    color: white;
    padding: 1rem;
    z-index: 9999;
}

.navbar {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.1);
    padding: 1rem 0;
}

.logo {
    height: 50px;
}

.nav-link {
    font-weight: 600;
    margin: 0 0.5rem;
    transition: all 0.3s;
}

.nav-link:hover, .nav-link.active {
    color: var(--primary) !important;
}

.hero-insurance {
    background: linear-gradient(135deg, #0066FF 0%, #001F3F 100%);
    background-image: url('https://images.unsplash.com/photo-1450101499163-c8848c66ca85?w=1600&h=900&fit=crop&q=80');
    background-size: cover;
    background-position: center;
    background-blend-mode: overlay;
    padding: 150px 0 100px;
    position: relative;
}

.hero-insurance::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(0, 31, 63, 0.85);
}

.hero-insurance .container {
    position: relative;
    z-index: 1;
}

.badge-hero {
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    color: white;
    font-weight: 600;
    display: inline-block;
}

.trust-badges {
    display: flex;
    gap: 2rem;
    flex-wrap: wrap;
}

.trust-badges span {
    color: white;
    font-weight: 600;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.stat-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: 2rem;
    border-radius: 15px;
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: all 0.3s;
}

.stat-card:hover {
    transform: translateY(-5px);
    background: rgba(255, 255, 255, 0.15);
}

.stat-card h3 {
    font-size: 2.5rem;
    font-weight: 800;
    color: #00C853;
    margin-bottom: 0.5rem;
}

.stat-card p {
    color: white;
    margin: 0;
}

.insurance-card {
    background: white;
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s;
    height: 100%;
    position: relative;
}

.insurance-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.15);
}

.insurance-card.featured {
    border: 3px solid var(--secondary);
}

.icon-box {
    width: 70px;
    height: 70px;
    border-radius: 15px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: white;
    margin-bottom: 1.5rem;
}

.insurance-card h4 {
    font-weight: 700;
    margin-bottom: 1rem;
}

.insurance-card ul {
    margin: 1.5rem 0;
}

.insurance-card ul li {
    padding: 0.5rem 0;
}

.price-tag {
    font-size: 1.1rem;
    margin: 1.5rem 0;
    color: #666;
}

.price-tag strong {
    font-size: 2rem;
    color: var(--primary);
}

.why-choose-bg {
    background-image: url('https://images.unsplash.com/photo-1521791136064-7986c2920216?w=1600&h=900&fit=crop&q=80');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    position: relative;
}

.why-choose-bg::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: rgba(255, 255, 255, 0.95);
}

.why-choose-bg .container {
    position: relative;
    z-index: 1;
}

.feature-item {
    display: flex;
    gap: 1.5rem;
    margin-bottom: 2rem;
    padding: 1.5rem;
    background: white;
    border-radius: 10px;
    box-shadow: 0 3px 15px rgba(0, 0, 0, 0.08);
}

.feature-icon {
    width: 60px;
    height: 60px;
    min-width: 60px;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
}

.feature-item h5 {
    margin-bottom: 0.5rem;
    font-weight: 700;
}

.image-card img {
    border-radius: 15px;
}

.quote-calculator {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    padding: 3rem;
    border-radius: 20px;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.testimonial-card {
    background: white;
    padding: 2rem;
    border-radius: 15px;
    box-shadow: 0 5px 20px rgba(0, 0, 0, 0.08);
    height: 100%;
    transition: all 0.3s;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.15);
}

.stars {
    color: #FFC107;
    font-size: 1.5rem;
}

.cta-section {
    background: linear-gradient(135deg, var(--primary), var(--dark));
    background-image: url('https://images.unsplash.com/photo-1556742393-d75f468bfcb0?w=1600&h=600&fit=crop&q=80');
    background-size: cover;
    background-position: center;
    background-blend-mode: overlay;
}

.footer {
    background: var(--dark);
    color: white;
}

.footer h5, .footer h6 {
    color: white;
    margin-bottom: 1rem;
}

.footer-links {
    list-style: none;
    padding: 0;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    transition: all 0.3s;
}

.footer-links a:hover {
    color: var(--secondary);
}

.btn {
    padding: 0.75rem 2rem;
    border-radius: 50px;
    font-weight: 600;
    transition: all 0.3s;
}

.btn-primary {
    background: var(--primary);
    border: none;
}

.btn-primary:hover {
    background: #0052CC;
    transform: translateY(-2px);
}

@media (max-width: 768px) {
    .stats-grid {
        grid-template-columns: 1fr;
    }
    .trust-badges {
        flex-direction: column;
        gap: 1rem;
    }
}