Our Story
Protecting Canadian families and businesses since 2010. We're more than just insurance - we're your trusted partners in security.
Protecting Canadian families and businesses since 2010. We're more than just insurance - we're your trusted partners in security.
Building trust one policy at a time
Hemirayt Insurance was founded in Toronto with a simple mission: provide honest, transparent insurance that people can understand and trust. Our first office served 50 families in the local community.
Growing demand led us to expand our services across Ontario. We partnered with major insurance providers to offer competitive rates while maintaining our personalized service approach.
Launched our mobile app and online claims system, making insurance management easier than ever. We became one of the first Canadian brokers to offer 24/7 digital claims submission.
Today, we protect over 12,000 families and 500+ businesses across Canada. We've paid out $5M+ in claims and maintain a 98% client satisfaction rate.
No hidden fees, no confusing jargon. We explain everything in plain English so you know exactly what you're getting and what you're paying for.
When you need us most, we're there. Average claim approval in 48 hours with 24/7 emergency support for urgent situations.
You're not just a policy number. Every client has a dedicated advisor who knows your needs and is available to help anytime.
Insurance professionals dedicated to protecting your future
Senior Insurance Advisor
15+ years experience in auto and home insurance. Specializes in finding the perfect coverage balance between protection and affordability.
Claims Manager
Expert in claims processing with a proven track record of fast, fair settlements. Available 24/7 for emergency claims support.
Founder & CEO
Former actuary with 20+ years in the insurance industry. Founded Hemirayt to bring transparency and fairness to Canadian insurance.
Average claim processing time of just 48 hours. Most simple claims approved within 24 hours.
We compare rates from 20+ providers to find you the best coverage at the lowest price.
Emergency hotline available around the clock. Your dedicated advisor just a call away.
From basic to premium plans, we customize coverage that fits your unique needs and budget.
Years Experience
Happy Clients
Claims Paid
Satisfaction Rate
Join thousands of Canadians who trust Hemirayt with their insurance needs. Get your free quote today.
Free consultation available