Let's Protect Your Future

Ready to get the coverage you deserve? Our insurance experts are here to help you find the perfect plan for your needs and budget.

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Visit Our Office

170 N Queen St unit K
Toronto, ON M9C 1A8
Canada

By appointment - call ahead

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+1 204-541-6816

Mon-Fri: 9 AM - 5 PM EST
Emergency support 24/7

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[email protected]

2-hour response time
during business days

Find Us in Toronto

Common Questions

Most policies can be activated within 24-48 hours after approval. Emergency coverage is available immediately for urgent situations. We'll guide you through the entire process.

Yes! We offer multi-policy discounts (bundle auto + home), good driver discounts, loyalty discounts, and special rates for professionals. Contact us for a personalized quote.

Claims can be filed online, via our mobile app, or by calling our 24/7 hotline. Most claims are processed within 48 hours. We assign a dedicated adjuster to guide you through every step.

Absolutely! We create personalized plans tailored to your specific needs and budget. You can add or remove coverage options at any time. We'll help you find the perfect balance.

We accept monthly, quarterly, or annual payments. Payment methods include credit card, debit card, bank transfer, and pre-authorized payments. No fees for monthly installments.

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Join 12,000+ satisfied customers who trust Hemirayt with their insurance needs. Get your personalized quote today.